*On qualifying purchases made with your Cardi’s Furniture & Mattresses credit card 09/08/26 – 09/21/26. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required. A minimum of 25% deposit is required on custom orders. Deposit cannot be made on the Cardi’s Furniture & Mattresses credit card. Excludes Clearance, Floor Models, Hot Buys, American Leather, Stickley, Lexington, Beautyrest Black, Casper, iComfort, Purple, sheets, pillows, Free Gift with purchase items, and any other offers. See store for details. Offer valid 09/08/26 – 09/21/26.

**Qualifying purchase amount must be on one receipt. Excludes Clearance, Floor Models, Hot Buys, Buy More, Save More Bedding Offer or any other offers. See store for details. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders:

See your credit card agreement terms. Subject to credit approval. See store for details. Offer valid 09/08/26 – 09/21/26.

***Qualifying purchase amount must be on one receipt. Excludes Clearance, Floor Models, Hot Buys, Buy More, Save More Bedding Offer or any other offers. See store for details. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. See store for details. Offer valid 09/08/26 – 09/21/26.

****Qualifying purchase amount must be on one receipt. Excludes Clearance, Floor Models, Hot Buys, Buy More, Save More Bedding Offer or any other offers. See store for details. Interest will be charged, on the amount financed from the purchase date at a reduced 9.99 APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.8521% of amount financed, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Beds do not include mattresses. See store for details. Offer valid 09/08/26 – 09/21/26.