Financing & LEASING OPTIONS

Credit Options Couple

Explore our CONVENIENT financing & LEASING options | Apply online or in-store and get financing today

Credit Card / Financing Options

Cardi's Furniture & Mattresses credit card by Synchrony Bank

  • Special Financing available* with Convenient Monthly Payments
  • Special in-store and online deals

This is a revolving credit limit that can be used for any purchase up to the maximum amount of credit approved.

See if you PreQualify:
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ALREADY HAVE A CARDI’S FURNITURE & MATTRESSES CREDIT CARD?

Manage your account

BRAND NEW! If you are already a Cardi’s Furniture & Mattresses credit card holder, you can now shop online using your card.

Just click Satisfi Logo at checkout.

Want to shop in store? Click here to find a location near you.

Synchrony bank is our most flexible financing option. Upon application approval, you’ll be issued a Cardi’s Furniture & Mattresses Charge Card or you can use your Synchrony Home card. Choose from multiple special furniture and mattress financing options. Available to qualified customers with a qualifying purchase. You can even manage your account online. Get started and apply today!

Synchrony credit card

No Interest for 48 months***

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card between 4/2/24-4/15/24. 48 Equal monthly payments required. 

25% deposit on special orders (if applicable) on another payment type.

***Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.



9.99% APR for 72 months ****

****On purchases made with your Cardi's Furniture & Mattresses credit card 4/2/24-4/15/24. No minimum purchase required. Fixed monthly payments required for 72 months.  25% deposit on special orders (if applicable) on another payment type.

****Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.86% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months' rounding. Regular account terms apply to non-promo purchases. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.







Cardi's Furniture & Mattresses is pleased to offer you an opportunity to apply for a Concora Credit Account.

  • Special financing available
  • Credit lines up to $6,000
  • Revolving lines of credit
  • Instant credit decision

Low or No Credit Options

  • The No Credit option
  • Instant decision
  • Easy payment options
  • Early purchase savings

Acima Leasing:

How do I make payments?

Easily access lease account information online at customer.acima.com or call (801) 297-1982. During the lease origination process, you agree to make payments automatically using the bank account or card provided in your application.

Shop today, all without credit. Acima's flexible, lease-to-own solutions provide up to $4,000 to help you take home the things you need. Acima makes it possible by giving you instant shopping power all while providing you with the flexibility to make payments that are scheduled with your payday. The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit, or financing. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NJ, WI, WY. Participating retailer locations only. Not all applicants are approved. See lease for details.

Learn More

‡ Financing details:

Additional offers may be available that are not listed above. Subject to credit approval by each lender.

*Subject to credit approval

†No Interest if Paid in Full within 6 or 12 Months on purchases made with your Cardi’s Furniture & Mattresses credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

***No Interest for 48 months On furniture and mattress purchases made with your Cardi's Furniture & Mattresses credit card. Equal monthly payments required for 48 months. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

****9.99% APR for 6 years On furniture and mattress purchases made with your Cardi's Furniture & Mattresses credit card. Fixed monthly payments required for 72 months. Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.8521% of the initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

We do not promise that the Website or Website Content will be error-free, uninterrupted or without inaccuracies. We do not deliver to the state of California. Cardi's Furniture & Mattresses has the right to cancel and refund orders due to pricing errors.