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Cardis Furniture Card

Synchrony

Take advantage of Cardi's Furniture's financing options with Synchrony. Below is a list of the current finance promotion terms provided for your next furniture purchase.

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Interest Free if paid in full within 6 or 12 Months.
No Money Down. No Minimum Purchase.​

6 Months

No Interest if Paid in Full within 6 Months* No Interest if Paid in Full within 6 Months*

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99% minimum interest charge is $5. Existing cardholders: See your credit card agreement terms. Subject to credit approval. The required monthly payment on your account is calculated as follows:
The sum of: For the new balance shown on your billing statement (excluding any balance attributable to a special promotional purchase with a unique payment calculation), the greater of: $25 or; 3.5% of the new balance shown on your billing statement; or The sum of 1% of your new balance shown on your billing statement plus interest and late payment fees charged in the current billing cycle; PLUS any past due amounts, plus any payment due in connection with a special promotional purchase with a unique payment calculation. We round up to the next highest whole dollar in figuring your total minimum payment. Your total minimum payment will never be more than your new balance.

Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

12 Months

No Interest if Paid in Full within 12 Months* No Interest if Paid in Full within 12 Months*

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99% minimum interest charge is $5. Existing cardholders: See your credit card agreement terms. Subject to credit approval. The required monthly payment on your account is calculated as follows:
The sum of: For the new balance shown on your billing statement (excluding any balance attributable to a special promotional purchase with a unique payment calculation), the greater of: $25 or; 3.5% of the new balance shown on your billing statement; or The sum of 1% of your new balance shown on your billing statement plus interest and late payment fees charged in the current billing cycle; PLUS any past due amounts, plus any payment due in connection with a special promotional purchase with a unique payment calculation. We round up to the next highest whole dollar in figuring your total minimum payment. Your total minimum payment will never be more than your new balance.

Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

Interest Free for 18, 24 or 36 Months.
No Money Down. No Minimum Purchase.​

18 Months

Interest Free Financing for 18 Months* Interest Free Financing for 18 Months.

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. 18 Equal Monthly Payments required.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

24 Months

Interest Free Financing for 24 Months* Interest Free Financing for 24 Months.

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. 24 Equal Monthly Payments required.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

36 Months

Interest Free Financing for 36 Months* Interest Free Financing for 36 Months.

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. 36 Equal Monthly Payments required.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

Interest Free for 48, 60 or 72 Months. No Minimum Purchase.
Sales Tax and Delivery Charges collected at time of purchase.

48 Months

Interest Free Financing for 48 Months* Interest Free Financing for 48 Months.

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. 48 Equal Monthly Payments required. Sales Tax and Delivery Charges collected at time of purchase.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
• Sales tax and Delivery charges collected at time of purchase.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

60 Months

Interest Free Financing for 60 Months* Interest Free Financing for 60 Months.

On furniture and mattress purchases made with your Cardi’s Furniture & Mattresses credit card. 60 Equal Monthly Payments required. Sales Tax and Delivery Charges collected at time of purchase.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
• Sales Tax and Delivery Charges collected at time of purchase.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

72 Months

Interest Free Financing for 72 Months* Interest Free Financing for 72 Months.

On furniture and mattress purchases made with your Cardi’s Furniture credit card. 72 Equal Monthly Payments required. Sales Tax and Delivery Charges collected at time of purchase.

* Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.


• This finance plan is not to be combined with other offers, promotions or coupons.
• Sales Tax and Delivery Charges collected at time of purchase.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

Interest Free till October 2020 or October 2022.
​No Money Down. No Minimum Purchase​.​

No Interest until October 2020*

No Interest until October 2020* On qualifying Furniture & Mattresses purchases made with your Cardi’s Furniture Credit Card 10/3/19-10/14/19. Equal monthly payments required until October 2020, starting from date of delivery.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The promo period is the number of months between delivery date and ends of promo period. The monthly payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


• This finance plan is not to be combined with other offers, promotions or coupons.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096

No Interest until October 2022*

No Interest until October 2022* On qualifying Furniture & Mattresses purchases made with your Cardi’s Furniture Credit Card 10/3/19-10/14/19. Equal monthly payments required until October 2022, starting from date of delivery.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The promo period is the number of months between delivery date and ends of promo period. The monthly payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


• This finance plan is not to be combined with other offers, promotions or coupons.
Payments Cardi's cannot accept in-store payments, mail your payments to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
• Synchrony Bank does not accept payments made with a credit card.
Account Information

Synchrony Bank will mail monthly statements that include information regarding charges to date and all promotional expiration dates.

• You can view your account information online at www.mysynchrony.com
Change of Address Call Retail Services toll free at 1-866-419-4096