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*If promo and debt cancellation are not paid in full in 48 Months, interest at APR 29.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 10/20/11, Purchase APR 29.99%; Penalty APR 29.99%. Monthly Maintenance Fee $.99 each month account has balance. Minimum Interest $2. Existing cardholders refer to your current credit agreement for rates and terms. Subject to credit approval.